Klarna Checkout service is a popular payment service provided by Klarna Bank in Sweden, where you can pay now, later or in parts. You can pay off your order immediately with local payment methods, e.g. in Finland via online banking or by card. You can also choose invoice payment method that you can pay a little later or you can pay your order in small installments. In order to receive your invoice and installment payment, Klarna Checkout must provide a social security number.
|Payment method||Payment descriptor (preferred)|
|Pay later||Maksa myöhemmin|
That’s what they use in their credit check. Klarna has different payment methods available to different countries.